Co-payments, deductibles, account balances and payments for other costs not covered by insurance are expected at the time of service. For your convenience, payment can be made by check, cash, money order, debit or credit card (VISA, MasterCard, Discover and American Express). Payments may also be made online.
For those who cannot afford to pay all or part of their balance,Saratoga Hospital provides financial assistance. We are committed to reducing financial barriers to healthcare, making financial aid available to all low-income, uninsured or underinsured individuals who qualify for help with their Hospital bills.
No person who is found eligible for financial assistance will be charged more for emergency or other medically necessary care than the amounts generally billed to individuals who have insurance coverage.
Can I get prices in advance for the services I will receive at Saratoga Hospital?
At Saratoga Hospital, we are committed to providing you with the information you need to make the best possible decisions about your care. That includes information on the cost of certain services and what you might expect to pay in out-of-pocket expenses.
It’s important to note that no two patients—and no two procedures—are exactly alike. For example, performing surgery on a young, healthy patient tends to be simpler and less expensive than performing a similar procedure on a patient with several chronic health conditions.
Therefore, we believe it is not helpful to provide lists of services and standard charges. Instead, we invite you to contact us at (518) 886-5075 so we can discuss your particular situation. In addition, we provide answers to some of patients’ most frequent questions, below.
We will work with you to provide an estimate based on your situation and the procedure your doctor has recommended. Please bear in mind that we typically cannot do this for emergency medical services because they are not scheduled in advance. For planned procedures, it’s important to remember that the actual cost could vary depending on your circumstances and what happens during your procedure. For example, your doctor may decide that you need additional testing or services. Or you might have a condition, such as obesity or diabetes that affects both your medical needs and treatment costs.
How does Saratoga Hospital set prices?
Prices are based on many factors, including the cost for staff, equipment, facilities, medications, and other supplies; the amount of time involved; and information provided by the federal Centers for Medicare and Medicaid Services, which oversees Medicare and Medicaid. Some costs—such as fees for your surgeon, anesthesiologist, or radiologist—may be billed separately. Please contact these doctors’ offices directly for estimates for their costs.
If I have health insurance, how much will I owe?
Insurance coverage differs from plan to plan, so it’s best to ask your insurance provider. You may need to supply a “procedure code,” which you can get from your doctor’s office.
What will my co-pay and deductible be?
That depends on your insurance plan. Please contact them directly for this information.
Does Saratoga Hospital accept my insurance?
We accept most insurance and health plans, including Medicare and Medicaid. The best way to find out if your plan is included is to call your insurance provider.
Why did I receive several bills for services provided at Saratoga Hospital facilities?
At most hospitals, specialty care is usually billed separately. This practice results in separate bills for services, commonly referred to as surprise bills. If, for example, you have surgery, the charges for your anesthesia services most likely will not be billed by the hospital. Instead, they will come from your anesthesiologist.
We believe it’s important for patients to have as much information as possible about our charges and our billing procedures. Please review our list of physician practices that provide services at Saratoga Hospital. These include our employed physicians and other members of our medical staff. Depending on the type of care you need, you/your insurance company could receive a bill from one or more of these practices.
What if I can’t afford my share of the cost?
We make financial aid available to all low-income, uninsured, or underinsured individuals who qualify for help with their Hospital bills. For more information on our financial assistance program, including an application, click here.